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Down payment assistance

Buying a home in Lone Tree, CO

4 county programs and 20 statewide.

Find my programs

What’s local to Lone Tree

No program run for Lone Tree alone is listed. A home in Lone Tree can use Douglas County’s programs below, plus the Colorado statewide and federal ones.

The closest city that runs its own program is Broomfield, about 28 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in Douglas

4 county programs

The Lone Tree market

Kinds of homes here

  • 40.7% single-family
  • 10.6% townhouse
  • 3.5% 2–4 units
  • 44.5% 5+ units
  • 0.7% mobile & other

Condos count. All 4 of Lone Tree’s local and county programs accept condos.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

0.8%

of Lone Tree homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$144,000
County area median income, 4 people (HUD)
$123,741
Lone Tree median household income

See the published limits for Douglas County

Free help nearby

10 HUD-approved counseling agencies within 15 miles

4 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.

Find my counselor

Free account → 90-second match → your counselors · Sign in

Across Colorado and nationwide

82 statewide & federal programs

Lone Tree questions

Does Lone Tree have its own down payment program?

No program run for Lone Tree alone is listed. A home in Lone Tree can use the 4 programs that cover Douglas County and the 20 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Lone Tree?

All 4 of Lone Tree’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in Douglas County?

Each program sets its own. 25 of the programs here set theirs as a share of HUD’s area median income for Douglas County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Lone Tree?

HUD-approved housing counseling agencies teach homebuyer classes, and 10 agencies are within 15 miles of Lone Tree. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.