Deferred second loan
City of Longmont Down Payment Assistance Program
First-time homebuyers · New construction · Income limits · Single Family · Condo · Townhouse
Down payment assistance · Boulder County
Buying a home in Longmont, CO
2 Longmont programs, 2 county programs and 20 statewide.Longmont has 2 programs of its own, 2 more across Boulder County, and 20 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Longmont’s own programs
Forgivable loan
Habitat for Humanity St. Vrain Valley Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family · Condo · Townhouse
Anywhere in BoulderAnywhere in Boulder County
2 county programs2 county programs a Longmont homebuyer can also use
4 more programs are for homes in Boulder. See them 4 programs in neighboring cities — for homes inside those cities, not Longmont
The Longmont marketThe Longmont housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Longmont
- 59.3% single-familysingle-family
- 8.9% townhousetownhouse
- 5.1% 2–4 units2–4 units
- 24.3% 5+ unitscondo & apartment buildings (5+ units)
- 2.5% mobile & othermobile home & other
Condos count. All 4 of Longmont’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Longmont’s homes were built
pre-19401970s2020+
37.1%
of Longmont homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$150,000
County area median income, 4 people (HUD)HUD area median income, Boulder County, 4-person household (2026)
$90,671
Longmont median household incomeMedian household income in Longmont (Census, 2024)
27 of the 86 programs here set their income limit as a share of Boulder County’s area median income, adjusted for household size. See the published limits for Boulder County
Free help nearbyFree help near Longmont
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
4 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 4 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Colorado and nationwide
82 statewide & federal programs20 statewide programs, plus federal options
Longmont questions
Does Longmont have its own down payment program?
Yes, 2: City of Longmont Down Payment Assistance Program and Habitat for Humanity St. Vrain Valley Homeownership Program. Each is for homes inside Longmont.
Can I use assistance on a condo in Longmont?
All 4 of Longmont’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Boulder County?
Each program sets its own. 27 of the programs here set theirs as a share of HUD’s area median income for Boulder County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Longmont?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Longmont. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
80501 · 80502 · 80503 · 80504
Nearby in Boulder
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.