Central Delaware Habitat for Humanity Homeownership Program
First mortgage · New construction · Income limits
Down payment assistance · Kent County
Buying a home in Cheswold, DE
2 county programs and 16 statewide.Cheswold has no program of its own, 2 across Kent County, and 16 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Cheswold
No program of Cheswold’s own yet
No program run for Cheswold alone is listed. A home in Cheswold can use Kent County’s programs below, plus the Delaware statewide and federal ones.
The closest city that runs its own program is Dover, about 5 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in KentAnywhere in Kent County
2 county programs2 county programs a Cheswold homebuyer can use
1 more program is for homes in Dover. See them 1 program in neighboring cities — for homes inside those cities, not Cheswold
- Dover — Homeownership Down Payment and Settlement Assistance Fund
The Cheswold marketThe Cheswold housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Cheswold
- 55.6% single-familysingle-family
- 0.7% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 43.7% mobile & othermobile home & other
About condos. None of Cheswold’s 2 local and county programs list condos as eligible. Central Delaware Habitat for Humanity Homeownership Program lists single family. Central Delaware Saves (Matched Savings IDA for Homeownership) lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Cheswold’s homes were built
pre-19401970s2020+
7.3%
of Cheswold homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$112,100
County area median income, 4 people (HUD)HUD area median income, Kent County, 4-person household (2026)
$86,875
Cheswold median household incomeMedian household income in Cheswold (Census, 2024)
13 of the 80 programs here set their income limit as a share of Kent County’s area median income, adjusted for household size. See the published limits for Kent County
Free help nearbyFree help near Cheswold
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Cheswold’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Central Delaware Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Delaware and nationwide
78 statewide & federal programs16 statewide programs, plus federal options
Cheswold questions
Does Cheswold have its own down payment program?
No program run for Cheswold alone is listed. A home in Cheswold can use the 2 programs that cover Kent County and the 16 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Cheswold?
None of Cheswold’s 2 local and county programs list condos as eligible. Central Delaware Habitat for Humanity Homeownership Program lists single family. Central Delaware Saves (Matched Savings IDA for Homeownership) lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Kent County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Kent County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Cheswold?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Cheswold. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
19936
Nearby in Kent
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.