Down-payment assistance
Milford Housing Development Corporation Self-Help Housing Program
New construction · Income limits · Single Family
Down payment assistance · Sussex County
Buying a home in Milford, DE
1 Milford program, 2 county programs and 15 statewide.Milford has 1 program of its own, 2 more across Sussex County, and 15 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Milford addresses
Milford’s own program
Anywhere in SussexAnywhere in Sussex County
2 county programs2 county programs a Milford homebuyer can also use
The Milford marketThe Milford housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Milford
- 56.8% single-familysingle-family
- 5.3% townhousetownhouse
- 7.3% 2–4 units2–4 units
- 28.6% 5+ unitscondo & apartment buildings (5+ units)
- 2% mobile & othermobile home & other
About condos. None of Milford’s 3 local and county programs list condos as eligible.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Milford’s homes were built
pre-19401970s2020+
42.5%
of Milford homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$103,200
County area median income, 4 people (HUD)HUD area median income, Sussex County, 4-person household (2026)
$59,464
Milford median household incomeMedian household income in Milford (Census, 2024)
14 of the 80 programs here set their income limit as a share of Sussex County’s area median income, adjusted for household size. See the published limits for Sussex County
Free help nearbyFree help near Milford
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Delaware and nationwide
77 statewide & federal programs15 statewide programs, plus federal options
Milford questions
Does Milford have its own down payment program?
Yes, one: Milford Housing Development Corporation Self-Help Housing Program, a down-payment assistance (new construction, income limits). It is for homes inside Milford.
Can I use assistance on a condo in Milford?
None of Milford’s 3 local and county programs list condos as eligible. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Sussex County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Sussex County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Milford?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
19963
Nearby in Sussex
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.