Down Payment Settlement (DPS) Program
Deferred second loan · New construction · Income limits
Down payment assistance · New Castle County
Buying a home in Pike Creek Valley, DE
2 county programs and 16 statewide.Pike Creek Valley has no program of its own, 2 across New Castle County, and 16 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Pike Creek Valley
No program of Pike Creek Valley’s own yet
No program run for Pike Creek Valley alone is listed. A home in Pike Creek Valley can use New Castle County’s programs below, plus the Delaware statewide and federal ones.
The closest city that runs its own program is Wilmington, about 8 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in New CastleAnywhere in New Castle County
2 county programs2 county programs a Pike Creek Valley homebuyer can use
2 more programs are for homes in Wilmington. See them 2 programs in neighboring cities — for homes inside those cities, not Pike Creek Valley
- Wilmington — Live Near Your Work Homebuyer Assistance Program
- Wilmington — First Start Homebuyers' Program
The Pike Creek Valley marketThe Pike Creek Valley housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Pike Creek Valley
- 37.7% single-familysingle-family
- 28.3% townhousetownhouse
- 1.4% 2–4 units2–4 units
- 31.9% 5+ unitscondo & apartment buildings (5+ units)
- 0.7% mobile & othermobile home & other
Condos count. 1 of Pike Creek Valley’s 2 local and county programs accept condos. Habitat for Humanity of New Castle County Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Pike Creek Valley’s homes were built
pre-19401970s2020+
55.3%
of Pike Creek Valley homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$122,700
County area median income, 4 people (HUD)HUD area median income, New Castle County, 4-person household (2026)
$102,434
Pike Creek Valley median household incomeMedian household income in Pike Creek Valley (Census, 2024)
14 of the 80 programs here set their income limit as a share of New Castle County’s area median income, adjusted for household size. See the published limits for New Castle County
Free help nearbyFree help near Pike Creek Valley
10 HUD-approved counseling agencies within 15 miles10 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Delaware and nationwide
78 statewide & federal programs16 statewide programs, plus federal options
Pike Creek Valley questions
Does Pike Creek Valley have its own down payment program?
No program run for Pike Creek Valley alone is listed. A home in Pike Creek Valley can use the 2 programs that cover New Castle County and the 16 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Pike Creek Valley?
1 of Pike Creek Valley’s 2 local and county programs accept condos. Habitat for Humanity of New Castle County Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in New Castle County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for New Castle County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Pike Creek Valley?
HUD-approved housing counseling agencies teach homebuyer classes, and 10 agencies are within 15 miles of Pike Creek Valley. Create a free account and take the 90-second match to see the ones near you.
Nearby in New Castle
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.