SIMPCO Pathway to Purchase Homebuyer Grant
Assistance grant · Income limits
Down payment assistance · Woodbury County
Buying a home in Sergeant Bluff, IA
2 county programs and 9 statewide.Sergeant Bluff has no program of its own, 2 across Woodbury County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Sergeant Bluff
No program of Sergeant Bluff’s own yet
No program run for Sergeant Bluff alone is listed. A home in Sergeant Bluff can use Woodbury County’s programs below, plus the Iowa statewide and federal ones.
The closest city that runs its own program is Sioux City, about 7 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in WoodburyAnywhere in Woodbury County
2 county programs2 county programs a Sergeant Bluff homebuyer can use
1 more program is for homes in Sioux City. See them 1 program in neighboring cities — for homes inside those cities, not Sergeant Bluff
- Sioux City — MyPad Down Payment Assistance Program
The Sergeant Bluff marketThe Sergeant Bluff housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Sergeant Bluff
- 60% single-familysingle-family
- 23.7% townhousetownhouse
- 0.5% 2–4 units2–4 units
- 9% 5+ unitscondo & apartment buildings (5+ units)
- 6.8% mobile & othermobile home & other
About condos. None of Sergeant Bluff’s 2 local and county programs list condos as eligible. SIMPCO Pathway to Purchase Homebuyer Grant lists single family. Siouxland Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Sergeant Bluff’s homes were built
pre-19401970s2020+
36.6%
of Sergeant Bluff homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$97,900
County area median income, 4 people (HUD)HUD area median income, Woodbury County, 4-person household (2026)
$123,481
Sergeant Bluff median household incomeMedian household income in Sergeant Bluff (Census, 2024)
12 of the 73 programs here set their income limit as a share of Woodbury County’s area median income, adjusted for household size. See the published limits for Woodbury County
Free help nearbyFree help near Sergeant Bluff
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Sergeant Bluff’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Siouxland Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Iowa and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Sergeant Bluff questions
Does Sergeant Bluff have its own down payment program?
No program run for Sergeant Bluff alone is listed. A home in Sergeant Bluff can use the 2 programs that cover Woodbury County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Sergeant Bluff?
None of Sergeant Bluff’s 2 local and county programs list condos as eligible. SIMPCO Pathway to Purchase Homebuyer Grant lists single family. Siouxland Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Woodbury County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Woodbury County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Sergeant Bluff?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Sergeant Bluff. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
51054
Nearby in Woodbury
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.