Assistance grant
SIMPCO Pathway to Purchase Homebuyer Grant
First-time homebuyers · Income limits · Single Family
Down payment assistance · Woodbury County
Buying a home in Sioux City, IA
3 Sioux City programs and 9 statewide.Sioux City has 3 programs of its own, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Sioux City addresses
Sioux City’s own programs
Forgivable loan
MyPad Down Payment Assistance Program
First-time homebuyers · Income limits · Single-family detached, condominium, townhouse
Down-payment assistance
Siouxland Habitat for Humanity Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family
The Sioux City marketThe Sioux City housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Sioux City
- 69.8% single-familysingle-family
- 4.2% townhousetownhouse
- 6.3% 2–4 units2–4 units
- 16.4% 5+ unitscondo & apartment buildings (5+ units)
- 3.3% mobile & othermobile home & other
Condos count. 1 of Sioux City’s 3 local and county programs accept condos. SIMPCO Pathway to Purchase Homebuyer Grant lists single family. Siouxland Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Sioux City’s homes were built
pre-19401970s2020+
77.9%
of Sioux City homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$97,900
County area median income, 4 people (HUD)HUD area median income, Woodbury County, 4-person household (2026)
$68,906
Sioux City median household incomeMedian household income in Sioux City (Census, 2024)
13 of the 74 programs here set their income limit as a share of Woodbury County’s area median income, adjusted for household size. See the published limits for Woodbury County
Free help nearbyFree help near Sioux City
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.2 of the 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Iowa and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Sioux City questions
Does Sioux City have its own down payment program?
Yes, 3: SIMPCO Pathway to Purchase Homebuyer Grant, MyPad Down Payment Assistance Program and Siouxland Habitat for Humanity Homeownership Program. Each is for homes inside Sioux City.
Can I use assistance on a condo in Sioux City?
1 of Sioux City’s 3 local and county programs accept condos. SIMPCO Pathway to Purchase Homebuyer Grant lists single family. Siouxland Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Woodbury County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Woodbury County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Sioux City?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Sioux City. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
51101 · 51102 · 51103 · 51104 · 51105 · 51106 · 51108 · 51109 · 51111
Nearby in Woodbury
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.