Forgivable loan
AutumnGold Affordable Housing Homeownership Program
Income limits · Single Family
Down payment assistance · Canyon County
Buying a home in Caldwell, ID
1 Caldwell program, 1 county program and 11 statewide.Caldwell has 1 program of its own, 1 more across Canyon County, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Caldwell addresses
Caldwell’s own program
Anywhere in CanyonAnywhere in Canyon County
1 county program1 county program a Caldwell homebuyer can also use
The Caldwell marketThe Caldwell housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Caldwell
- 79.2% single-familysingle-family
- 3.1% townhousetownhouse
- 6.3% 2–4 units2–4 units
- 6.1% 5+ unitscondo & apartment buildings (5+ units)
- 5.4% mobile & othermobile home & other
Condos count. 1 of Caldwell’s 2 local and county programs accept condos. AutumnGold Affordable Housing Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Caldwell’s homes were built
pre-19401970s2020+
29.2%
of Caldwell homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$110,700
County area median income, 4 people (HUD)HUD area median income, Canyon County, 4-person household (2026)
$73,058
Caldwell median household incomeMedian household income in Caldwell (Census, 2024)
13 of the 75 programs here set their income limit as a share of Canyon County’s area median income, adjusted for household size. See the published limits for Canyon County
Free help nearbyFree help near Caldwell
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Idaho and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
- FHLB Des Moines Native American Homeownership Initiative (NAHI) GrantUp to $25,000 · Assistance grant
- FHLB Des Moines Home$tart Down Payment Assistance GrantUp to $15,000 · Assistance grant
- Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)Up to $2,000 · Mortgage credit certificate
Caldwell questions
Does Caldwell have its own down payment program?
Yes, one: AutumnGold Affordable Housing Homeownership Program, a forgivable loan (forgiven over 20 yrs, income limits). It is for homes inside Caldwell.
Can I use assistance on a condo in Caldwell?
1 of Caldwell’s 2 local and county programs accept condos. AutumnGold Affordable Housing Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Canyon County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Canyon County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Caldwell?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
83605 · 83606 · 83607
Nearby in Canyon
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.