Down-payment assistance
Habitat for Humanity Idaho Falls Area Homeownership Program
New construction · Income limits · Single Family
Down payment assistance · Bonneville County
Buying a home in Idaho Falls, ID
1 Idaho Falls program and 11 statewide.Idaho Falls has 1 program of its own, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Idaho Falls addresses
Idaho Falls’s own program
The Idaho Falls marketThe Idaho Falls housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Idaho Falls
- 64.1% single-familysingle-family
- 6% townhousetownhouse
- 13.4% 2–4 units2–4 units
- 14.3% 5+ unitscondo & apartment buildings (5+ units)
- 2.2% mobile & othermobile home & other
About condos. Idaho Falls’s one local program does not list condos as eligible. Habitat for Humanity Idaho Falls Area Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Idaho Falls’s homes were built
pre-19401970s2020+
55%
of Idaho Falls homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$101,100
County area median income, 4 people (HUD)HUD area median income, Bonneville County, 4-person household (2026)
$73,110
Idaho Falls median household incomeMedian household income in Idaho Falls (Census, 2024)
13 of the 74 programs here set their income limit as a share of Bonneville County’s area median income, adjusted for household size. See the published limits for Bonneville County
Free help nearbyFree help near Idaho Falls
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Idaho Falls’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity Idaho Falls Area Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Idaho and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
- FHLB Des Moines Native American Homeownership Initiative (NAHI) GrantUp to $25,000 · Assistance grant
- FHLB Des Moines Home$tart Down Payment Assistance GrantUp to $15,000 · Assistance grant
- Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)Up to $2,000 · Mortgage credit certificate
Idaho Falls questions
Does Idaho Falls have its own down payment program?
Yes, one: Habitat for Humanity Idaho Falls Area Homeownership Program, a down-payment assistance (new construction, income limits). It is for homes inside Idaho Falls.
Can I use assistance on a condo in Idaho Falls?
Idaho Falls’s one local program does not list condos as eligible. Habitat for Humanity Idaho Falls Area Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Bonneville County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Bonneville County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Idaho Falls?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Idaho Falls. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
83401 · 83402 · 83403 · 83404 · 83405 · 83406 · 83415
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.