Down-payment assistance
Habitat for Humanity of the Magic Valley Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · Twin Falls County
Buying a home in Twin Falls, ID
2 Twin Falls programs and 11 statewide.Twin Falls has 2 programs of its own, and 11 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Twin Falls’s own programs
Down-payment assistance
South Central Community Action Partnership (SCCAP) Self-Help Housing Program
New construction · Income limits · Single Family
The Twin Falls marketThe Twin Falls housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Twin Falls
- 70.2% single-familysingle-family
- 5.2% townhousetownhouse
- 11.9% 2–4 units2–4 units
- 8.4% 5+ unitscondo & apartment buildings (5+ units)
- 4.2% mobile & othermobile home & other
About condos. None of Twin Falls’s 2 local and county programs list condos as eligible. Habitat for Humanity of the Magic Valley Homeownership Program lists single family. South Central Community Action Partnership (SCCAP) Self-Help Housing Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Twin Falls’s homes were built
pre-19401970s2020+
48.6%
of Twin Falls homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$100,200
County area median income, 4 people (HUD)HUD area median income, Twin Falls County, 4-person household (2026)
$61,205
Twin Falls median household incomeMedian household income in Twin Falls (Census, 2024)
12 of the 75 programs here set their income limit as a share of Twin Falls County’s area median income, adjusted for household size. See the published limits for Twin Falls County
Free help nearbyFree help near Twin Falls
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Twin Falls’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of the Magic Valley Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Idaho and nationwide
73 statewide & federal programs11 statewide programs, plus federal options
- FHLB Des Moines Native American Homeownership Initiative (NAHI) GrantUp to $25,000 · Assistance grant
- FHLB Des Moines Home$tart Down Payment Assistance GrantUp to $15,000 · Assistance grant
- Idaho Housing Homebuyer Tax Credit (Mortgage Credit Certificate / MCC)Up to $2,000 · Mortgage credit certificate
Twin Falls questions
Does Twin Falls have its own down payment program?
Yes, 2: Habitat for Humanity of the Magic Valley Homeownership Program and South Central Community Action Partnership (SCCAP) Self-Help Housing Program. Each is for homes inside Twin Falls.
Can I use assistance on a condo in Twin Falls?
None of Twin Falls’s 2 local and county programs list condos as eligible. Habitat for Humanity of the Magic Valley Homeownership Program lists single family. South Central Community Action Partnership (SCCAP) Self-Help Housing Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Twin Falls County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Twin Falls County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Twin Falls?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Twin Falls. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
83301 · 83303
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.