Quincy Area Habitat for Humanity Homeownership Program
First mortgage · New construction
Down payment assistance · Adams County
Buying a home in Camp Point, IL
1 county program and 7 statewide.Camp Point has no program of its own, 1 across Adams County, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Camp Point
No program of Camp Point’s own yet
No program run for Camp Point alone is listed. A home in Camp Point can use Adams County’s programs below, plus the Illinois statewide and federal ones.
The closest city that runs its own program is Springfield, about 77 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in AdamsAnywhere in Adams County
1 county program1 county program a Camp Point homebuyer can use
The Camp Point marketThe Camp Point housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Camp Point
- 78.8% single-familysingle-family
- 2.5% townhousetownhouse
- 8.8% 2–4 units2–4 units
- 4.1% 5+ unitscondo & apartment buildings (5+ units)
- 5.7% mobile & othermobile home & other
About condos. Camp Point’s one local program does not list condos as eligible. Quincy Area Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Camp Point’s homes were built
pre-19401970s2020+
81.4%
of Camp Point homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$91,100
County area median income, 4 people (HUD)HUD area median income, Adams County, 4-person household (2026)
$62,188
Camp Point median household incomeMedian household income in Camp Point (Census, 2024)
12 of the 70 programs here set their income limit as a share of Adams County’s area median income, adjusted for household size. See the published limits for Adams County
Free help nearbyFree help near Camp Point
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Camp Point’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Quincy Area Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Illinois and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Camp Point questions
Does Camp Point have its own down payment program?
No program run for Camp Point alone is listed. A home in Camp Point can use the 1 program that cover Adams County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Camp Point?
Camp Point’s one local program does not list condos as eligible. Quincy Area Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Adams County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Adams County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Camp Point?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
62320
Nearby in Adams
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.