Community Partners for Affordable Housing (CPAH) Lake County Down Payment Assistance Program
Forgivable loan · Forgiven over 5 yrs · Income limits
Down payment assistance · Lake County
Buying a home in Fairfield, IL
3 county programs and 7 statewide.Fairfield has no program of its own, 3 across Lake County, and 7 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Fairfield
No program of Fairfield’s own yet
No program run for Fairfield alone is listed. A home in Fairfield can use Lake County’s programs below, plus the Illinois statewide and federal ones.
The closest city that runs its own program is Chicago, about 33 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in LakeAnywhere in Lake County
3 county programs3 county programs a Fairfield homebuyer can use
Income limits in Lake County
How programs here set their income limits
$121,500
County area median income, 4 people (HUD)HUD area median income, Lake County, 4-person household (2026)
14 of the 72 programs here set their income limit as a share of Lake County’s area median income, adjusted for household size. See the published limits for Lake County
Free help nearbyFree help near Fairfield
5 HUD-approved counseling agencies within 15 miles5 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Illinois and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Fairfield questions
Does Fairfield have its own down payment program?
No program run for Fairfield alone is listed. A home in Fairfield can use the 3 programs that cover Lake County and the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Fairfield?
1 of Fairfield’s 3 local and county programs accept condos. Community Partners for Affordable Housing (CPAH) Lake County Down Payment Assistance Program lists single family. Lake-McHenry Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Lake County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Lake County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Fairfield?
HUD-approved housing counseling agencies teach homebuyer classes, and 5 agencies are within 15 miles of Fairfield. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
62837
Nearby in Lake
Sources
Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.