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Down payment assistance

Buying a home in Murphysboro, IL

7 statewide.

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What’s local to Murphysboro

No program run for Murphysboro or for Jackson County alone is listed. A home in Murphysboro can use the Illinois statewide and federal programs below.

The closest city that runs its own program is Carbondale, about 7 miles away. City programs usually require the home to be inside that city’s limits.

Neighboring cities

2 programs for homes in nearby cities

2 more programs are for homes in Carbondale. See them
  • Carbondale — City of Carbondale Single-Family Housing Conversion Program
  • Carbondale — City of Carbondale Down Payment Assistance Program

The Murphysboro market

Kinds of homes here

  • 65.8% single-family
  • 0.6% townhouse
  • 16.7% 2–4 units
  • 13% 5+ units
  • 4% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

85.6%

of Murphysboro homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$85,200
County area median income, 4 people (HUD)
$44,154
Murphysboro median household income

See the published limits for Jackson County

Free help nearby

Free help from a HUD-approved housing counselor

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Across Illinois and nationwide

69 statewide & federal programs

Murphysboro questions

Does Murphysboro have its own down payment program?

No program run for Murphysboro alone is listed. A home in Murphysboro can use the 7 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Murphysboro?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Jackson County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Jackson County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Murphysboro?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

62966

Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.