First mortgage
Habitat for Humanity Greater Peoria Area Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · Peoria County
Buying a home in Peoria, IL
2 Peoria programs and 7 statewide.Peoria has 2 programs of its own, and 7 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Peoria addresses
Peoria’s own programs
Down-payment assistance
Reclaim Peoria Southside Homeownership Program
First-time homebuyers · Income limits · Single Family
The Peoria marketThe Peoria housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Peoria
- 63.1% single-familysingle-family
- 4.8% townhousetownhouse
- 6.1% 2–4 units2–4 units
- 25.5% 5+ unitscondo & apartment buildings (5+ units)
- 0.4% mobile & othermobile home & other
About condos. None of Peoria’s 2 local and county programs list condos as eligible. Habitat for Humanity Greater Peoria Area Homeownership Program lists single family. Reclaim Peoria Southside Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Peoria’s homes were built
pre-19401970s2020+
69%
of Peoria homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$106,100
County area median income, 4 people (HUD)HUD area median income, Peoria County, 4-person household (2026)
$59,410
Peoria median household incomeMedian household income in Peoria (Census, 2024)
14 of the 71 programs here set their income limit as a share of Peoria County’s area median income, adjusted for household size. See the published limits for Peoria County
Free help nearbyFree help near Peoria
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
Peoria’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity Greater Peoria Area Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Illinois and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Peoria questions
Does Peoria have its own down payment program?
Yes, 2: Habitat for Humanity Greater Peoria Area Homeownership Program and Reclaim Peoria Southside Homeownership Program. Each is for homes inside Peoria.
Can I use assistance on a condo in Peoria?
None of Peoria’s 2 local and county programs list condos as eligible. Habitat for Humanity Greater Peoria Area Homeownership Program lists single family. Reclaim Peoria Southside Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Peoria County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Peoria County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Peoria?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Peoria. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
61601 · 61602 · 61603 · 61604 · 61605 · 61606 · 61607 · 61612 · 61613 · 61614 · 61615 · 61616 · 61625 · 61628 · 61629 · 61630 · 61632 · 61633 · 61634 · 61635 · 61636 · 61637 · 61638 · 61639 · 61640 · 61641 · 61643 · 61644 · 61650 · 61651 · 61652 · 61653 · 61654 · 61655 · 61656
Nearby in Peoria
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.