Down payment assistance · McHenry County
Buying a home in Richmond, IL
7 statewide.Richmond has no program of its own, and 7 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Richmond
No program of Richmond’s own yet
No program run for Richmond or for McHenry County alone is listed. A home in Richmond can use the Illinois statewide and federal programs below.
The closest city that runs its own program is Rockford, about 43 miles away. City programs usually require the home to be inside that city’s limits.
Income limits in McHenry County
How programs here set their income limits
12 of the 69 programs here set their income limit as a share of McHenry County’s area median income, adjusted for household size. See the published limits for McHenry County
Free help nearbyFree help near Richmond
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Illinois and nationwide
69 statewide & federal programs7 statewide programs, plus federal options
Richmond questions
Does Richmond have its own down payment program?
No program run for Richmond alone is listed. A home in Richmond can use the 7 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Richmond?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in McHenry County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for McHenry County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Richmond?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Richmond. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
60071
Nearby in McHenry
Sources
Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.