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Down payment assistance

Buying a home in Stillman Valley, IL

7 statewide.

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What’s local to Stillman Valley

No program run for Stillman Valley or for Ogle County alone is listed. A home in Stillman Valley can use the Illinois statewide and federal programs below.

The closest city that runs its own program is Rockford, about 12 miles away. City programs usually require the home to be inside that city’s limits.

The Stillman Valley market

Kinds of homes here

  • 85.2% single-family
  • 2.2% townhouse
  • 12.6% 2–4 units
  • 0% 5+ units
  • 0% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

60.8%

of Stillman Valley homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$101,200
County area median income, 4 people (HUD)
$87,833
Stillman Valley median household income

See the published limits for Ogle County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across Illinois and nationwide

69 statewide & federal programs

Stillman Valley questions

Does Stillman Valley have its own down payment program?

No program run for Stillman Valley alone is listed. A home in Stillman Valley can use the 7 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Stillman Valley?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Ogle County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Ogle County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Stillman Valley?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Stillman Valley. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

61084

Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.