Lake County Homebuyers Assistance Program
Deferred second loan · New construction · Income limits
Down payment assistance · Lake County
Buying a home in Highland, IN
1 county program and 8 statewide.Highland has no program of its own, 1 across Lake County, and 8 statewide. Here is what each one offers, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Highland
No program of Highland’s own yet
No program run for Highland alone is listed. A home in Highland can use Lake County’s programs below, plus the Indiana statewide and federal ones.
The closest city that runs its own program is Hammond, about 3 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in LakeAnywhere in Lake County
1 county program1 county program a Highland homebuyer can use
4 more programs are for homes in Gary, East Chicago and Hammond. See them 4 programs in neighboring cities — for homes inside those cities, not Highland
- Gary — City of Gary First-Time Homebuyer Down Payment Assistance (Homeownership Opportunity Network)
- Gary — Habitat for Humanity of Northwest Indiana Homeownership Program
- East Chicago — Home Ownership Program
- Hammond — Homebound Downpayment Assistance Program
Income limits in Lake County
How programs here set their income limits
$100,900
County area median income, 4 people (HUD)HUD area median income, Lake County, 4-person household (2026)
13 of the 71 programs here set their income limit as a share of Lake County’s area median income, adjusted for household size. See the published limits for Lake County
Free help nearbyFree help near Highland
11 HUD-approved counseling agencies within 15 miles11 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Indiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Highland questions
Does Highland have its own down payment program?
No program run for Highland alone is listed. A home in Highland can use the 1 program that cover Lake County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Highland?
Highland’s one local program does not list condos as eligible. Lake County Homebuyers Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Lake County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Lake County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Highland?
HUD-approved housing counseling agencies teach homebuyer classes, and 11 agencies are within 15 miles of Highland. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
46322
Nearby in Lake
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.