United Way of the Wabash Valley Home Down Payment Assistance Program
Assistance grant · Forgiven over 5 yrs · Income limits
Down payment assistance · Vigo County
Buying a home in North Terre Haute, IN
2 county programs and 8 statewide.North Terre Haute has no program of its own, 2 across Vigo County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to North Terre Haute
No program of North Terre Haute’s own yet
No program run for North Terre Haute alone is listed. A home in North Terre Haute can use Vigo County’s programs below, plus the Indiana statewide and federal ones.
The closest city that runs its own program is Bloomington, about 51 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in VigoAnywhere in Vigo County
2 county programs2 county programs a North Terre Haute homebuyer can use
The North Terre Haute marketThe North Terre Haute housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in North Terre Haute
- 73.8% single-familysingle-family
- 4% townhousetownhouse
- 13.2% 2–4 units2–4 units
- 5.3% 5+ unitscondo & apartment buildings (5+ units)
- 3.7% mobile & othermobile home & other
About condos. None of North Terre Haute’s 2 local and county programs list condos as eligible. United Way of the Wabash Valley Home Down Payment Assistance Program lists single family. Wabash Valley Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When North Terre Haute’s homes were built
pre-19401970s2020+
64.6%
of North Terre Haute homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$71,400
County area median income, 4 people (HUD)HUD area median income, Vigo County, 4-person household (2026)
$54,640
North Terre Haute median household incomeMedian household income in North Terre Haute (Census, 2024)
13 of the 72 programs here set their income limit as a share of Vigo County’s area median income, adjusted for household size. See the published limits for Vigo County
Free help nearbyFree help near North Terre Haute
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Indiana and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
North Terre Haute questions
Does North Terre Haute have its own down payment program?
No program run for North Terre Haute alone is listed. A home in North Terre Haute can use the 2 programs that cover Vigo County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in North Terre Haute?
None of North Terre Haute’s 2 local and county programs list condos as eligible. United Way of the Wabash Valley Home Down Payment Assistance Program lists single family. Wabash Valley Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Vigo County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Vigo County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near North Terre Haute?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Nearby in Vigo
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.