Down-payment assistance
KCEOC HOME Homebuyer Program
New construction · Income limits · Single Family
Down payment assistance · Knox County
Buying a home in Barbourville, KY
1 Barbourville program and 9 statewide.Barbourville has 1 program of its own, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Barbourville addresses
Barbourville’s own program
The Barbourville marketThe Barbourville housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Barbourville
- 59.2% single-familysingle-family
- 0% townhousetownhouse
- 16.6% 2–4 units2–4 units
- 16.3% 5+ unitscondo & apartment buildings (5+ units)
- 7.9% mobile & othermobile home & other
About condos. Barbourville’s one local program does not list condos as eligible. KCEOC HOME Homebuyer Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Barbourville’s homes were built
pre-19401970s2020+
71.8%
of Barbourville homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$48,900
County area median income, 4 people (HUD)HUD area median income, Knox County, 4-person household (2026)
$22,046
Barbourville median household incomeMedian household income in Barbourville (Census, 2024)
13 of the 72 programs here set their income limit as a share of Knox County’s area median income, adjusted for household size. See the published limits for Knox County
Free help nearbyFree help near Barbourville
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Barbourville’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.KCEOC HOME Homebuyer Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Kentucky and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Barbourville questions
Does Barbourville have its own down payment program?
Yes, one: KCEOC HOME Homebuyer Program, a down-payment assistance (new construction, income limits). It is for homes inside Barbourville.
Can I use assistance on a condo in Barbourville?
Barbourville’s one local program does not list condos as eligible. KCEOC HOME Homebuyer Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Knox County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Knox County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Barbourville?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Barbourville. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
40906
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.