Down-payment assistance
Habitat for Humanity of Bowling Green/Warren County Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · Warren County
Buying a home in Bowling Green, KY
1 Bowling Green program and 9 statewide.Bowling Green has 1 program of its own, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Bowling Green addresses
Bowling Green’s own program
The Bowling Green marketThe Bowling Green housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Bowling Green
- 45.3% single-familysingle-family
- 3% townhousetownhouse
- 17.7% 2–4 units2–4 units
- 30.5% 5+ unitscondo & apartment buildings (5+ units)
- 3.4% mobile & othermobile home & other
About condos. Bowling Green’s one local program does not list condos as eligible. Habitat for Humanity of Bowling Green/Warren County Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Bowling Green’s homes were built
pre-19401970s2020+
37.3%
of Bowling Green homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$81,400
County area median income, 4 people (HUD)HUD area median income, Warren County, 4-person household (2026)
$48,873
Bowling Green median household incomeMedian household income in Bowling Green (Census, 2024)
13 of the 72 programs here set their income limit as a share of Warren County’s area median income, adjusted for household size. See the published limits for Warren County
Free help nearbyFree help near Bowling Green
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
Bowling Green’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Bowling Green/Warren County Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Kentucky and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Bowling Green questions
Does Bowling Green have its own down payment program?
Yes, one: Habitat for Humanity of Bowling Green/Warren County Homeownership Program, a down-payment assistance for first-time homebuyers (new construction, income limits). It is for homes inside Bowling Green.
Can I use assistance on a condo in Bowling Green?
Bowling Green’s one local program does not list condos as eligible. Habitat for Humanity of Bowling Green/Warren County Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Warren County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Warren County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Bowling Green?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Bowling Green. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
42101 · 42102 · 42103 · 42104
Nearby in Warren
Sources
Sources: agency sites (June–July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.