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Down payment assistance

Buying a home in Oak Grove, KY

9 statewide.

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What’s local to Oak Grove

No program run for Oak Grove or for Ohio County alone is listed. A home in Oak Grove can use the Kentucky statewide and federal programs below.

The closest city that runs its own program is Owensboro, about 36 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Ohio County

How programs here set their income limits

$69,400
County area median income, 4 people (HUD)

See the published limits for Ohio County

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Across Kentucky and nationwide

71 statewide & federal programs

Oak Grove questions

Does Oak Grove have its own down payment program?

No program run for Oak Grove alone is listed. A home in Oak Grove can use the 9 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Oak Grove?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Ohio County?

Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Ohio County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Oak Grove?

HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

42262

Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.