Down payment assistance · Mercer County
Buying a home in Jackson, KY
9 statewide.Jackson has no program of its own, and 9 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Jackson
No program of Jackson’s own yet
No program run for Jackson or for Mercer County alone is listed. A home in Jackson can use the Kentucky statewide and federal programs below.
The closest city that runs its own program is Lexington, about 24 miles away. City programs usually require the home to be inside that city’s limits.
Income limits in Mercer County
How programs here set their income limits
13 of the 71 programs here set their income limit as a share of Mercer County’s area median income, adjusted for household size. See the published limits for Mercer County
Free help nearbyFree help near Jackson
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Kentucky and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Jackson questions
Does Jackson have its own down payment program?
No program run for Jackson alone is listed. A home in Jackson can use the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Jackson?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Mercer County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Mercer County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Jackson?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
41339
Nearby in Mercer
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.