Down payment assistance · Fayette County
Buying a home in Mount Vernon, KY
9 statewide.Mount Vernon has no program of its own, and 9 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Mount Vernon
No program of Mount Vernon’s own yet
No program run for Mount Vernon or for Fayette County alone is listed. A home in Mount Vernon can use the Kentucky statewide and federal programs below.
The closest city that runs its own program is Lexington, about 3 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
1 program for homes in nearby cities
1 more program is for homes in Lexington. See them 1 program in neighboring cities — for homes inside those cities, not Mount Vernon
- Lexington — Lexington Habitat for Humanity Homeownership Program
Income limits in Fayette County
How programs here set their income limits
13 of the 71 programs here set their income limit as a share of Fayette County’s area median income, adjusted for household size. See the published limits for Fayette County
Free help nearbyFree help near Mount Vernon
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Kentucky and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Mount Vernon questions
Does Mount Vernon have its own down payment program?
No program run for Mount Vernon alone is listed. A home in Mount Vernon can use the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Mount Vernon?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Fayette County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Fayette County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Mount Vernon?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Mount Vernon. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
40456
Nearby in Fayette
Sources
Sources: agency sites (June–July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.