SNHS Closing Cost Loan - Somerset County
Repayable second loan · Income limits
Down payment assistance · Somerset County
Buying a home in Crisfield, MD
1 county program and 19 statewide.Crisfield has no program of its own, 1 across Somerset County, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Crisfield
No program of Crisfield’s own yet
No program run for Crisfield alone is listed. A home in Crisfield can use Somerset County’s programs below, plus the Maryland statewide and federal ones.
The closest city that runs its own program is Annapolis, about 77 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in SomersetAnywhere in Somerset County
1 county program1 county program a Crisfield homebuyer can use
The Crisfield marketThe Crisfield housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Crisfield
- 63.6% single-familysingle-family
- 3.1% townhousetownhouse
- 17% 2–4 units2–4 units
- 16% 5+ unitscondo & apartment buildings (5+ units)
- 0.3% mobile & othermobile home & other
About condos. Crisfield’s one local program does not list condos as eligible. SNHS Closing Cost Loan - Somerset County lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Crisfield’s homes were built
pre-19401970s2020+
54.2%
of Crisfield homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$89,800
County area median income, 4 people (HUD)HUD area median income, Somerset County, 4-person household (2026)
$50,139
Crisfield median household incomeMedian household income in Crisfield (Census, 2024)
18 of the 82 programs here set their income limit as a share of Somerset County’s area median income, adjusted for household size. See the published limits for Somerset County
Free help nearbyFree help near Crisfield
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Crisfield’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.SNHS Closing Cost Loan - Somerset County asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Maryland and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Crisfield questions
Does Crisfield have its own down payment program?
No program run for Crisfield alone is listed. A home in Crisfield can use the 1 program that cover Somerset County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Crisfield?
Crisfield’s one local program does not list condos as eligible. SNHS Closing Cost Loan - Somerset County lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Somerset County?
Each program sets its own. 18 of the programs here set theirs as a share of HUD’s area median income for Somerset County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Crisfield?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
21817
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.