Critical Workforce (CWF) Second Mortgage Financing Program
Deferred second loan · New construction · Income limits
Down payment assistance · Queen Anne's County
Buying a home in Kingstown, MD
2 county programs and 19 statewide.Kingstown has no program of its own, 2 across Queen Anne's County, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Kingstown
No program of Kingstown’s own yet
No program run for Kingstown alone is listed. A home in Kingstown can use Queen Anne's County’s programs below, plus the Maryland statewide and federal ones.
The closest city that runs its own program is Annapolis, about 28 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in Queen Anne'sAnywhere in Queen Anne's County
2 county programs2 county programs a Kingstown homebuyer can use
The Kingstown marketThe Kingstown housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Kingstown
- 94.7% single-familysingle-family
- 5.3% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
Condos count. All 2 of Kingstown’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Kingstown’s homes were built
pre-19401970s2020+
62.3%
of Kingstown homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$134,000
County area median income, 4 people (HUD)HUD area median income, Queen Anne's County, 4-person household (2026)
$93,625
Kingstown median household incomeMedian household income in Kingstown (Census, 2024)
19 of the 83 programs here set their income limit as a share of Queen Anne's County’s area median income, adjusted for household size. See the published limits for Queen Anne's County
Free help nearbyFree help near Kingstown
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Maryland and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Kingstown questions
Does Kingstown have its own down payment program?
No program run for Kingstown alone is listed. A home in Kingstown can use the 2 programs that cover Queen Anne's County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Kingstown?
All 2 of Kingstown’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Queen Anne's County?
Each program sets its own. 19 of the programs here set theirs as a share of HUD’s area median income for Queen Anne's County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Kingstown?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Kingstown. Create a free account and take the 90-second match to see the ones near you.
Nearby in Queen Anne's
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.