Garrett County First-Time Homebuyer Grant
Assistance grant · Income limits
Down payment assistance · Garrett County
Buying a home in Mountain Lake Park, MD
1 county program and 19 statewide.Mountain Lake Park has no program of its own, 1 across Garrett County, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Mountain Lake Park
No program of Mountain Lake Park’s own yet
No program run for Mountain Lake Park alone is listed. A home in Mountain Lake Park can use Garrett County’s programs below, plus the Maryland statewide and federal ones.
The closest city that runs its own program is Cumberland, about 37 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in GarrettAnywhere in Garrett County
1 county program1 county program a Mountain Lake Park homebuyer can use
The Mountain Lake Park marketThe Mountain Lake Park housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Mountain Lake Park
- 76.4% single-familysingle-family
- 4.2% townhousetownhouse
- 4.6% 2–4 units2–4 units
- 14.8% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Mountain Lake Park’s homes were built
pre-19401970s2020+
56.8%
of Mountain Lake Park homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$88,300
County area median income, 4 people (HUD)HUD area median income, Garrett County, 4-person household (2026)
$60,875
Mountain Lake Park median household incomeMedian household income in Mountain Lake Park (Census, 2024)
17 of the 82 programs here set their income limit as a share of Garrett County’s area median income, adjusted for household size. See the published limits for Garrett County
Free help nearbyFree help near Mountain Lake Park
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Mountain Lake Park’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Garrett County First-Time Homebuyer Grant asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Maryland and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Mountain Lake Park questions
Does Mountain Lake Park have its own down payment program?
No program run for Mountain Lake Park alone is listed. A home in Mountain Lake Park can use the 1 program that cover Garrett County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Mountain Lake Park?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Garrett County?
Each program sets its own. 17 of the programs here set theirs as a share of HUD’s area median income for Garrett County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Mountain Lake Park?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.