Wicomico County Closing Cost / Down Payment Assistance Loan (Salisbury Neighborhood Housing Services)
Repayable second loan · Income limits
Down payment assistance · Wicomico County
Buying a home in Pittsville, MD
2 county programs and 19 statewide.Pittsville has no program of its own, 2 across Wicomico County, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Pittsville
No program of Pittsville’s own yet
No program run for Pittsville alone is listed. A home in Pittsville can use Wicomico County’s programs below, plus the Maryland statewide and federal ones.
The closest city that runs its own program is Annapolis, about 71 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in WicomicoAnywhere in Wicomico County
2 county programs2 county programs a Pittsville homebuyer can use
The Pittsville marketThe Pittsville housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Pittsville
- 73.6% single-familysingle-family
- 1.4% townhousetownhouse
- 3.3% 2–4 units2–4 units
- 6.4% 5+ unitscondo & apartment buildings (5+ units)
- 15.2% mobile & othermobile home & other
Condos count. 1 of Pittsville’s 2 local and county programs accept condos. Habitat for Humanity of Wicomico County Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Pittsville’s homes were built
pre-19401970s2020+
20.9%
of Pittsville homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,700
County area median income, 4 people (HUD)HUD area median income, Wicomico County, 4-person household (2026)
$73,682
Pittsville median household incomeMedian household income in Pittsville (Census, 2024)
19 of the 83 programs here set their income limit as a share of Wicomico County’s area median income, adjusted for household size. See the published limits for Wicomico County
Free help nearbyFree help near Pittsville
3 HUD-approved counseling agencies within 15 miles3 HUD-approved housing counseling agencies within 15 miles
Pittsville’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity of Wicomico County Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Maryland and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Pittsville questions
Does Pittsville have its own down payment program?
No program run for Pittsville alone is listed. A home in Pittsville can use the 2 programs that cover Wicomico County and the 19 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Pittsville?
1 of Pittsville’s 2 local and county programs accept condos. Habitat for Humanity of Wicomico County Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Wicomico County?
Each program sets its own. 19 of the programs here set theirs as a share of HUD’s area median income for Wicomico County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Pittsville?
HUD-approved housing counseling agencies teach homebuyer classes, and 3 agencies are within 15 miles of Pittsville. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
21850
Nearby in Wicomico
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.