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Down payment assistance

Buying a home in Acton, ME

1 county program and 12 statewide.

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What’s local to Acton

No program run for Acton alone is listed. A home in Acton can use York County’s programs below, plus the Maine statewide and federal ones.

The closest city that runs its own program is Bangor, about 137 miles away. City programs usually require the home to be inside that city’s limits.

Anywhere in York

1 county program

Income limits in York County

How programs here set their income limits

$106,800
County area median income, 4 people (HUD)

See the published limits for York County

Free help nearby

1 HUD-approved counseling agency within 15 miles

Acton’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.

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Across Maine and nationwide

74 statewide & federal programs

Acton questions

Does Acton have its own down payment program?

No program run for Acton alone is listed. A home in Acton can use the 1 program that cover York County and the 12 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Acton?

Acton’s one local program does not list condos as eligible. Habitat for Humanity of York County (ME) Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.

What is the income limit in York County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for York County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Acton?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Acton. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

04001

Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.