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Down payment assistance

Buying a home in Dedham, ME

12 statewide.

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What’s local to Dedham

No program run for Dedham or for Hancock County alone is listed. A home in Dedham can use the Maine statewide and federal programs below.

The closest city that runs its own program is Bangor, about 9 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Hancock County

How programs here set their income limits

$101,200
County area median income, 4 people (HUD)

See the published limits for Hancock County

Free help nearby

2 HUD-approved counseling agencies within 15 miles

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Across Maine and nationwide

74 statewide & federal programs

Dedham questions

Does Dedham have its own down payment program?

No program run for Dedham alone is listed. A home in Dedham can use the 12 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Dedham?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Hancock County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Hancock County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Dedham?

HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Dedham. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.