See what you qualify for

Down payment assistance

Buying a home in Hartford, ME

12 statewide.

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What’s local to Hartford

No program run for Hartford or for Oxford County alone is listed. A home in Hartford can use the Maine statewide and federal programs below.

The closest city that runs its own program is Bangor, about 83 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Oxford County

How programs here set their income limits

$81,000
County area median income, 4 people (HUD)

See the published limits for Oxford County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across Maine and nationwide

74 statewide & federal programs

Hartford questions

Does Hartford have its own down payment program?

No program run for Hartford alone is listed. A home in Hartford can use the 12 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Hartford?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Oxford County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Oxford County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Hartford?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Hartford. Create a free account and take the 90-second match to see the ones near you.

Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.