Down payment assistance · Somerset County
Buying a home in Palmyra, ME
12 statewide.Palmyra has no program of its own, and 12 statewide. Here is what each one offers, and who near you can walk you through it.
What’s local to Palmyra
No program of Palmyra’s own yet
No program run for Palmyra or for Somerset County alone is listed. A home in Palmyra can use the Maine statewide and federal programs below.
The closest city that runs its own program is Bangor, about 29 miles away. City programs usually require the home to be inside that city’s limits.
Income limits in Somerset County
How programs here set their income limits
12 of the 74 programs here set their income limit as a share of Somerset County’s area median income, adjusted for household size. See the published limits for Somerset County
Free help nearbyFree help near Palmyra
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Maine and nationwide
74 statewide & federal programs12 statewide programs, plus federal options
Palmyra questions
Does Palmyra have its own down payment program?
No program run for Palmyra alone is listed. A home in Palmyra can use the 12 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Palmyra?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Somerset County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Somerset County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Palmyra?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
04965
Nearby in Somerset
Sources
Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.