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Down payment assistance

Buying a home in Whitefield, ME

12 statewide.

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What’s local to Whitefield

No program run for Whitefield or for Lincoln County alone is listed. A home in Whitefield can use the Maine statewide and federal programs below.

The closest city that runs its own program is Bangor, about 60 miles away. City programs usually require the home to be inside that city’s limits.

Income limits in Lincoln County

How programs here set their income limits

$102,400
County area median income, 4 people (HUD)

See the published limits for Lincoln County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across Maine and nationwide

74 statewide & federal programs

Whitefield questions

Does Whitefield have its own down payment program?

No program run for Whitefield alone is listed. A home in Whitefield can use the 12 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Whitefield?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Lincoln County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Lincoln County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Whitefield?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Whitefield. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

04353

Sources: agency sites (June–September 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.