Assistance grant
Pokagon Band Down Payment Assistance Program
Income limits · Single Family
Down payment assistance · Cass County
Buying a home in Dowagiac, MI
1 Dowagiac program and 9 statewide.Dowagiac has 1 program of its own, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Dowagiac addresses
Dowagiac’s own program
The Dowagiac marketThe Dowagiac housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Dowagiac
- 71.2% single-familysingle-family
- 1.1% townhousetownhouse
- 9.2% 2–4 units2–4 units
- 17.8% 5+ unitscondo & apartment buildings (5+ units)
- 0.8% mobile & othermobile home & other
About condos. Dowagiac’s one local program does not list condos as eligible. Pokagon Band Down Payment Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Dowagiac’s homes were built
pre-19401970s2020+
79.1%
of Dowagiac homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$89,800
County area median income, 4 people (HUD)HUD area median income, Cass County, 4-person household (2026)
$48,166
Dowagiac median household incomeMedian household income in Dowagiac (Census, 2024)
12 of the 72 programs here set their income limit as a share of Cass County’s area median income, adjusted for household size. See the published limits for Cass County
Free help nearbyFree help near Dowagiac
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Dowagiac’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Pokagon Band Down Payment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Dowagiac questions
Does Dowagiac have its own down payment program?
Yes, one: Pokagon Band Down Payment Assistance Program, a assistance grant (income limits). It is for homes inside Dowagiac.
Can I use assistance on a condo in Dowagiac?
Dowagiac’s one local program does not list condos as eligible. Pokagon Band Down Payment Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Cass County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Cass County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Dowagiac?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
49047
Nearby in Cass
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.