Habitat for Humanity Grand Traverse Region Homeownership Program
Down-payment assistance · New construction · Income limits
Down payment assistance · Grand Traverse County
Buying a home in Kingsley, MI
1 county program and 9 statewide.Kingsley has no program of its own, 1 across Grand Traverse County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Kingsley
No program of Kingsley’s own yet
No program run for Kingsley alone is listed. A home in Kingsley can use Grand Traverse County’s programs below, plus the Michigan statewide and federal ones.
The closest city that runs its own program is Midland, about 93 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in Grand TraverseAnywhere in Grand Traverse County
1 county program1 county program a Kingsley homebuyer can use
The Kingsley marketThe Kingsley housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Kingsley
- 67.4% single-familysingle-family
- 0% townhousetownhouse
- 0% 2–4 units2–4 units
- 3.6% 5+ unitscondo & apartment buildings (5+ units)
- 29% mobile & othermobile home & other
About condos. Kingsley’s one local program does not list condos as eligible. Habitat for Humanity Grand Traverse Region Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Kingsley’s homes were built
pre-19401970s2020+
44%
of Kingsley homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$113,900
County area median income, 4 people (HUD)HUD area median income, Grand Traverse County, 4-person household (2026)
$67,321
Kingsley median household incomeMedian household income in Kingsley (Census, 2024)
13 of the 72 programs here set their income limit as a share of Grand Traverse County’s area median income, adjusted for household size. See the published limits for Grand Traverse County
Free help nearbyFree help near Kingsley
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Kingsley’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity Grand Traverse Region Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Kingsley questions
Does Kingsley have its own down payment program?
No program run for Kingsley alone is listed. A home in Kingsley can use the 1 program that cover Grand Traverse County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Kingsley?
Kingsley’s one local program does not list condos as eligible. Habitat for Humanity Grand Traverse Region Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Grand Traverse County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Grand Traverse County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Kingsley?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Kingsley. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
49649
Nearby in Grand Traverse
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.