First mortgage
Saginaw Chippewa Indian Tribe Section 184 Indian Home Loan Program
Income limits · Single Family
Down payment assistance · Isabella County
Buying a home in Mount Pleasant, MI
1 Mount Pleasant program and 8 statewide.Mount Pleasant has 1 program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Mount Pleasant addresses
Mount Pleasant’s own program
The Mount Pleasant marketThe Mount Pleasant housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Mount Pleasant
- 39.7% single-familysingle-family
- 7.5% townhousetownhouse
- 15.2% 2–4 units2–4 units
- 35.7% 5+ unitscondo & apartment buildings (5+ units)
- 1.9% mobile & othermobile home & other
About condos. Mount Pleasant’s one local program does not list condos as eligible. Saginaw Chippewa Indian Tribe Section 184 Indian Home Loan Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Mount Pleasant’s homes were built
pre-19401970s2020+
55.9%
of Mount Pleasant homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$79,000
County area median income, 4 people (HUD)HUD area median income, Isabella County, 4-person household (2026)
$44,706
Mount Pleasant median household incomeMedian household income in Mount Pleasant (Census, 2024)
12 of the 71 programs here set their income limit as a share of Isabella County’s area median income, adjusted for household size. See the published limits for Isabella County
Free help nearbyFree help near Mount Pleasant
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Mount Pleasant questions
Does Mount Pleasant have its own down payment program?
Yes, one: Saginaw Chippewa Indian Tribe Section 184 Indian Home Loan Program, a first mortgage (income limits). It is for homes inside Mount Pleasant.
Can I use assistance on a condo in Mount Pleasant?
Mount Pleasant’s one local program does not list condos as eligible. Saginaw Chippewa Indian Tribe Section 184 Indian Home Loan Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Isabella County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Isabella County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Mount Pleasant?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
48804 · 48858 · 48859
Nearby in Isabella
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.