Forgivable loan
City of Muskegon Homebuyer's Assistance Program
Income limits · Single Family
Down payment assistance · Muskegon County
Buying a home in Muskegon, MI
1 Muskegon program and 9 statewide.Muskegon has 1 program of its own, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Muskegon addresses
Muskegon’s own program
The Muskegon marketThe Muskegon housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Muskegon
- 66.7% single-familysingle-family
- 2.7% townhousetownhouse
- 11% 2–4 units2–4 units
- 18.8% 5+ unitscondo & apartment buildings (5+ units)
- 0.8% mobile & othermobile home & other
About condos. Muskegon’s one local program does not list condos as eligible. City of Muskegon Homebuyer's Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Muskegon’s homes were built
pre-19401970s2020+
82.7%
of Muskegon homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$77,500
County area median income, 4 people (HUD)HUD area median income, Muskegon County, 4-person household (2026)
$44,735
Muskegon median household incomeMedian household income in Muskegon (Census, 2024)
13 of the 72 programs here set their income limit as a share of Muskegon County’s area median income, adjusted for household size. See the published limits for Muskegon County
Free help nearbyFree help near Muskegon
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Muskegon’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.City of Muskegon Homebuyer's Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Muskegon questions
Does Muskegon have its own down payment program?
Yes, one: City of Muskegon Homebuyer's Assistance Program, a forgivable loan (forgiven over 5 yrs, income limits). It is for homes inside Muskegon.
Can I use assistance on a condo in Muskegon?
Muskegon’s one local program does not list condos as eligible. City of Muskegon Homebuyer's Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Muskegon County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Muskegon County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Muskegon?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
49440 · 49441 · 49442 · 49443 · 49444 · 49445
Nearby in Muskegon
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.