Forgivable loan
Port Huron Urban Pioneer+ Down Payment Assistance Program
First-time homebuyers · Income limits · Single Family
Down payment assistance · St. Clair County
Buying a home in Port Huron, MI
1 Port Huron program and 9 statewide.Port Huron has 1 program of its own, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Port Huron addresses
Port Huron’s own program
The Port Huron marketThe Port Huron housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Port Huron
- 69.6% single-familysingle-family
- 3.9% townhousetownhouse
- 12.8% 2–4 units2–4 units
- 13.5% 5+ unitscondo & apartment buildings (5+ units)
- 0.3% mobile & othermobile home & other
About condos. Port Huron’s one local program does not list condos as eligible. Port Huron Urban Pioneer+ Down Payment Assistance Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Port Huron’s homes were built
pre-19401970s2020+
78.5%
of Port Huron homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$104,800
County area median income, 4 people (HUD)HUD area median income, St. Clair County, 4-person household (2026)
$50,366
Port Huron median household incomeMedian household income in Port Huron (Census, 2024)
12 of the 72 programs here set their income limit as a share of St. Clair County’s area median income, adjusted for household size. See the published limits for St. Clair County
Free help nearbyFree help near Port Huron
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Port Huron’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Port Huron Urban Pioneer+ Down Payment Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
Port Huron questions
Does Port Huron have its own down payment program?
Yes, one: Port Huron Urban Pioneer+ Down Payment Assistance Program, a forgivable loan for first-time homebuyers (forgiven over 5 yrs, income limits). It is for homes inside Port Huron.
Can I use assistance on a condo in Port Huron?
Port Huron’s one local program does not list condos as eligible. Port Huron Urban Pioneer+ Down Payment Assistance Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in St. Clair County?
Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for St. Clair County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Port Huron?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Port Huron. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
48060 · 48061
Nearby in St. Clair
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.