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Down payment assistance

Buying a home in Quincy, MI

9 statewide.

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What’s local to Quincy

No program run for Quincy or for Branch County alone is listed. A home in Quincy can use the Michigan statewide and federal programs below.

The closest city that runs its own program is Battle Creek, about 30 miles away. City programs usually require the home to be inside that city’s limits.

The Quincy market

Kinds of homes here

  • 73% single-family
  • 0% townhouse
  • 5.9% 2–4 units
  • 15% 5+ units
  • 6.1% mobile & other

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.

78.2%

of Quincy homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.

U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.

$81,800
County area median income, 4 people (HUD)
$59,844
Quincy median household income

See the published limits for Branch County

Free help nearby

1 HUD-approved counseling agency within 15 miles

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Across Michigan and nationwide

71 statewide & federal programs

Quincy questions

Does Quincy have its own down payment program?

No program run for Quincy alone is listed. A home in Quincy can use the 9 statewide programs. Each program’s own site has the current terms.

Can I use assistance on a condo in Quincy?

Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.

What is the income limit in Branch County?

Each program sets its own. 12 of the programs here set theirs as a share of HUD’s area median income for Branch County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.

Where can I take a homebuyer class near Quincy?

HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Quincy. Create a free account and take the 90-second match to see the ones near you.

ZIP codes

49082

Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.