Kalamazoo County Homebuyer Assistance Program
Assistance grant · Income limits
Down payment assistance · Kalamazoo County
Buying a home in South Gull Lake, MI
2 county programs and 9 statewide.South Gull Lake has no program of its own, 2 across Kalamazoo County, and 9 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to South Gull Lake
No program of South Gull Lake’s own yet
No program run for South Gull Lake alone is listed. A home in South Gull Lake can use Kalamazoo County’s programs below, plus the Michigan statewide and federal ones.
The closest city that runs its own program is Kalamazoo, about 12 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in KalamazooAnywhere in Kalamazoo County
2 county programs2 county programs a South Gull Lake homebuyer can use
1 more program is for homes in Kalamazoo. See them 1 program in neighboring cities — for homes inside those cities, not South Gull Lake
- Kalamazoo — KNHS Down Payment Assistance
The South Gull Lake marketThe South Gull Lake housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in South Gull Lake
- 98% single-familysingle-family
- 2% townhousetownhouse
- 0% 2–4 units2–4 units
- 0% 5+ unitscondo & apartment buildings (5+ units)
- 0% mobile & othermobile home & other
About condos. None of South Gull Lake’s 2 local and county programs list condos as eligible. Kalamazoo County Homebuyer Assistance Program lists single family. Kalamazoo Valley Habitat for Humanity Homeownership Program lists single family and manufactured.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When South Gull Lake’s homes were built
pre-19401970s2020+
46.8%
of South Gull Lake homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$108,100
County area median income, 4 people (HUD)HUD area median income, Kalamazoo County, 4-person household (2026)
$188,750
South Gull Lake median household incomeMedian household income in South Gull Lake (Census, 2024)
13 of the 73 programs here set their income limit as a share of Kalamazoo County’s area median income, adjusted for household size. See the published limits for Kalamazoo County
Free help nearbyFree help near South Gull Lake
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Michigan and nationwide
71 statewide & federal programs9 statewide programs, plus federal options
South Gull Lake questions
Does South Gull Lake have its own down payment program?
No program run for South Gull Lake alone is listed. A home in South Gull Lake can use the 2 programs that cover Kalamazoo County and the 9 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in South Gull Lake?
None of South Gull Lake’s 2 local and county programs list condos as eligible. Kalamazoo County Homebuyer Assistance Program lists single family. Kalamazoo Valley Habitat for Humanity Homeownership Program lists single family and manufactured. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Kalamazoo County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Kalamazoo County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near South Gull Lake?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of South Gull Lake. Create a free account and take the 90-second match to see the ones near you.
Nearby in Kalamazoo
Sources
Sources: agency sites (June–September 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–September 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.