Carver County CDA Down Payment & Closing Cost Assistance Program
Forgivable loan · Forgiven over 20 yrs · Income limits
Down payment assistance · Carver County
Buying a home in Carver, MN
1 county program and 8 statewide.Carver has no program of its own, 1 across Carver County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
Find my programs Free · No credit pull · 90 seconds
What’s local to Carver
No program of Carver’s own yet
No program run for Carver alone is listed. A home in Carver can use Carver County’s programs below, plus the Minnesota statewide and federal ones.
The closest city that runs its own program is Eden Prairie, about 10 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in CarverAnywhere in Carver County
1 county program1 county program a Carver homebuyer can use
The Carver marketThe Carver housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Carver
- 81.1% single-familysingle-family
- 11.9% townhousetownhouse
- 0% 2–4 units2–4 units
- 5% 5+ unitscondo & apartment buildings (5+ units)
- 2% mobile & othermobile home & other
Condos count. Carver’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Carver’s homes were built
pre-19401970s2020+
17.5%
of Carver homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$131,500
County area median income, 4 people (HUD)HUD area median income, Carver County, 4-person household (2026)
$147,697
Carver median household incomeMedian household income in Carver (Census, 2024)
14 of the 71 programs here set their income limit as a share of Carver County’s area median income, adjusted for household size. See the published limits for Carver County
Free help nearbyFree help near Carver
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
Carver’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Carver County CDA Down Payment & Closing Cost Assistance Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
Find my counselor
Free account → 90-second match → your counselors · Sign in
Across Minnesota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Carver questions
Does Carver have its own down payment program?
No program run for Carver alone is listed. A home in Carver can use the 1 program that cover Carver County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Carver?
Carver’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Carver County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Carver County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Carver?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Carver. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
55315
Nearby in Carver
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.