Assistance grant
First-Time Homebuyer Grant Program
First-time homebuyers · New construction · Income limits · Single-family detached, condominium (project-approved), townhouse, PUD, manufactured home (real-property-titled).
Down payment assistance · Scott County
Buying a home in Shakopee, MN
1 Shakopee program, 1 county program and 8 statewide.Shakopee has 1 program of its own, 1 more across Scott County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Shakopee addresses
Shakopee’s own program
Anywhere in ScottAnywhere in Scott County
1 county program1 county program a Shakopee homebuyer can also use
The Shakopee marketThe Shakopee housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Shakopee
- 58.4% single-familysingle-family
- 22% townhousetownhouse
- 2.4% 2–4 units2–4 units
- 16.3% 5+ unitscondo & apartment buildings (5+ units)
- 0.8% mobile & othermobile home & other
Condos count. All 2 of Shakopee’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Shakopee’s homes were built
pre-19401970s2020+
21.9%
of Shakopee homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$131,500
County area median income, 4 people (HUD)HUD area median income, Scott County, 4-person household (2026)
$107,223
Shakopee median household incomeMedian household income in Shakopee (Census, 2024)
13 of the 72 programs here set their income limit as a share of Scott County’s area median income, adjusted for household size. See the published limits for Scott County
Free help nearbyFree help near Shakopee
2 HUD-approved counseling agencies within 15 miles2 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Minnesota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Shakopee questions
Does Shakopee have its own down payment program?
Yes, one: First-Time Homebuyer Grant Program, a assistance grant for first-time homebuyers (new construction, income limits). It is for homes inside Shakopee.
Can I use assistance on a condo in Shakopee?
All 2 of Shakopee’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Scott County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Scott County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Shakopee?
HUD-approved housing counseling agencies teach homebuyer classes, and 2 agencies are within 15 miles of Shakopee. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
55379
Nearby in Scott
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.