Forgivable loan
Down Payment Assistance Loan
First-time homebuyers · Income limits · Single-family detached · Townhome · Condominium
Down payment assistance · Anoka County
Buying a home in Coon Rapids, MN
2 Coon Rapids programs and 8 statewide.Coon Rapids has 2 programs of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Coon Rapids addresses
Coon Rapids’s own programs
Deferred second loan
Coon Rapids Down Payment Assistance Loan
First-time homebuyers · Income limits · Single Family · 2-4 Unit · Condo
The Coon Rapids marketThe Coon Rapids housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Coon Rapids
- 62% single-familysingle-family
- 17.1% townhousetownhouse
- 1.7% 2–4 units2–4 units
- 17.7% 5+ unitscondo & apartment buildings (5+ units)
- 1.5% mobile & othermobile home & other
Condos count. All 2 of Coon Rapids’s local and county programs accept condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Coon Rapids’s homes were built
pre-19401970s2020+
43.1%
of Coon Rapids homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$131,500
County area median income, 4 people (HUD)HUD area median income, Anoka County, 4-person household (2026)
$88,251
Coon Rapids median household incomeMedian household income in Coon Rapids (Census, 2024)
15 of the 72 programs here set their income limit as a share of Anoka County’s area median income, adjusted for household size. See the published limits for Anoka County
Free help nearbyFree help near Coon Rapids
16 HUD-approved counseling agencies within 15 miles16 HUD-approved housing counseling agencies within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Minnesota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Coon Rapids questions
Does Coon Rapids have its own down payment program?
Yes, 2: Down Payment Assistance Loan and Coon Rapids Down Payment Assistance Loan. Each is for homes inside Coon Rapids.
Can I use assistance on a condo in Coon Rapids?
All 2 of Coon Rapids’s local and county programs accept condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Anoka County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Anoka County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Coon Rapids?
HUD-approved housing counseling agencies teach homebuyer classes, and 16 agencies are within 15 miles of Coon Rapids. Create a free account and take the 90-second match to see the ones near you.
Nearby in Anoka
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.