Deferred second loan
Fridley Down Payment Assistance Deferred Loan
First-time homebuyers · Income limits · Single-family · Townhome · Twin-home
Down payment assistance · Anoka County
Buying a home in Fridley, MN
1 Fridley program and 8 statewide.Fridley has 1 program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Fridley addresses
Fridley’s own program
Neighboring cities
3 programs for homes in nearby cities
3 more programs are for homes in Coon Rapids and Blaine. See them 3 programs in neighboring cities — for homes inside those cities, not Fridley
- Coon Rapids — Down Payment Assistance Loan
- Blaine — Blaine Down Payment Assistance Loan
- Coon Rapids — Coon Rapids Down Payment Assistance Loan
The Fridley marketThe Fridley housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Fridley
- 54.6% single-familysingle-family
- 6.3% townhousetownhouse
- 5.8% 2–4 units2–4 units
- 31% 5+ unitscondo & apartment buildings (5+ units)
- 2.2% mobile & othermobile home & other
Condos count. Fridley’s one local program accepts condos.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Fridley’s homes were built
pre-19401970s2020+
75.4%
of Fridley homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$131,500
County area median income, 4 people (HUD)HUD area median income, Anoka County, 4-person household (2026)
$77,680
Fridley median household incomeMedian household income in Fridley (Census, 2024)
14 of the 71 programs here set their income limit as a share of Anoka County’s area median income, adjusted for household size. See the published limits for Anoka County
Free help nearbyFree help near Fridley
19 HUD-approved counseling agencies within 15 miles19 HUD-approved housing counseling agencies within 15 miles
Fridley’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Fridley Down Payment Assistance Deferred Loan asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Minnesota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Fridley questions
Does Fridley have its own down payment program?
Yes, one: Fridley Down Payment Assistance Deferred Loan, a deferred second loan for first-time homebuyers (forgiven over 30 yrs, income limits). It is for homes inside Fridley.
Can I use assistance on a condo in Fridley?
Fridley’s one local program accepts condos. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Anoka County?
Each program sets its own. 14 of the programs here set theirs as a share of HUD’s area median income for Anoka County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Fridley?
HUD-approved housing counseling agencies teach homebuyer classes, and 19 agencies are within 15 miles of Fridley. Create a free account and take the 90-second match to see the ones near you.
Nearby in Anoka
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.