Community Revitalization Fund (CRF) Down Payment Assistance
Repayable second loan · New construction
Down payment assistance · Polk County
Buying a home in Crookston, MN
1 county program and 8 statewide.Crookston has no program of its own, 1 across Polk County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to Crookston
No program of Crookston’s own yet
No program run for Crookston alone is listed. A home in Crookston can use Polk County’s programs below, plus the Minnesota statewide and federal ones.
The closest city that runs its own program is Moorhead, about 63 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in PolkAnywhere in Polk County
1 county program1 county program a Crookston homebuyer can use
The Crookston marketThe Crookston housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Crookston
- 57% single-familysingle-family
- 3.8% townhousetownhouse
- 13.6% 2–4 units2–4 units
- 21.6% 5+ unitscondo & apartment buildings (5+ units)
- 4.1% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Crookston’s homes were built
pre-19401970s2020+
72.1%
of Crookston homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$106,800
County area median income, 4 people (HUD)HUD area median income, Polk County, 4-person household (2026)
$57,315
Crookston median household incomeMedian household income in Crookston (Census, 2024)
13 of the 71 programs here set their income limit as a share of Polk County’s area median income, adjusted for household size. See the published limits for Polk County
Free help nearbyFree help near Crookston
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Minnesota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Crookston questions
Does Crookston have its own down payment program?
No program run for Crookston alone is listed. A home in Crookston can use the 1 program that cover Polk County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Crookston?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Polk County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Polk County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Crookston?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
56716
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.