Community Revitalization Fund (CRF) Down Payment Assistance
Repayable second loan · New construction
Down payment assistance · Polk County
Buying a home in East Grand Forks, MN
1 county program and 8 statewide.East Grand Forks has no program of its own, 1 across Polk County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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What’s local to East Grand Forks
No program of East Grand Forks’s own yet
No program run for East Grand Forks alone is listed. A home in East Grand Forks can use Polk County’s programs below, plus the Minnesota statewide and federal ones.
The closest city that runs its own program is Moorhead, about 74 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in PolkAnywhere in Polk County
1 county program1 county program a East Grand Forks homebuyer can use
The East Grand Forks marketThe East Grand Forks housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in East Grand Forks
- 64.7% single-familysingle-family
- 2.9% townhousetownhouse
- 6.9% 2–4 units2–4 units
- 24.4% 5+ unitscondo & apartment buildings (5+ units)
- 1.1% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When East Grand Forks’s homes were built
pre-19401970s2020+
58.8%
of East Grand Forks homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$106,800
County area median income, 4 people (HUD)HUD area median income, Polk County, 4-person household (2026)
$77,549
East Grand Forks median household incomeMedian household income in East Grand Forks (Census, 2024)
13 of the 71 programs here set their income limit as a share of Polk County’s area median income, adjusted for household size. See the published limits for Polk County
Free help nearbyFree help near East Grand Forks
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Minnesota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
East Grand Forks questions
Does East Grand Forks have its own down payment program?
No program run for East Grand Forks alone is listed. A home in East Grand Forks can use the 1 program that cover Polk County and the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in East Grand Forks?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Polk County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Polk County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near East Grand Forks?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
56721
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.