Down payment assistance · Dakota County
Buying a home in South Saint Paul, MN
8 statewide.South Saint Paul has no program of its own, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
What’s local to South Saint Paul
No program of South Saint Paul’s own yet
No program run for South Saint Paul or for Dakota County alone is listed. A home in South Saint Paul can use the Minnesota statewide and federal programs below.
The closest city that runs its own program is Woodbury, about 4 miles away. City programs usually require the home to be inside that city’s limits.
Neighboring cities
1 program for homes in nearby cities
1 more program is for homes in Burnsville. See them 1 program in neighboring cities — for homes inside those cities, not South Saint Paul
- Burnsville — Burnsville Down Payment Assistance Deferred Loan
The South Saint Paul marketThe South Saint Paul housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in South Saint Paul
- 67% single-familysingle-family
- 5% townhousetownhouse
- 8.2% 2–4 units2–4 units
- 19.1% 5+ unitscondo & apartment buildings (5+ units)
- 0.7% mobile & othermobile home & other
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When South Saint Paul’s homes were built
77.1%
of South Saint Paul homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
13 of the 70 programs here set their income limit as a share of Dakota County’s area median income, adjusted for household size. See the published limits for Dakota County
Free help nearbyFree help near South Saint Paul
18 HUD-approved counseling agencies within 15 miles18 HUD-approved housing counseling agencies within 15 miles
Create a free account to see who’s near you and pick one.A HUD-approved counselor teaches homebuyer classes and can walk you through your options. Create a free account to see who’s near you and pick one.
Free account → 90-second match → your counselors · Sign in
Across Minnesota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
South Saint Paul questions
Does South Saint Paul have its own down payment program?
No program run for South Saint Paul alone is listed. A home in South Saint Paul can use the 8 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in South Saint Paul?
Each program sets which kinds of homes it accepts. Where the agency publishes them, the program’s page lists them; the agency confirms it for the home you choose.
What is the income limit in Dakota County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Dakota County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near South Saint Paul?
HUD-approved housing counseling agencies teach homebuyer classes, and 18 agencies are within 15 miles of South Saint Paul. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
55075
Nearby in Dakota
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.