Deferred second loan
City of Woodbury First-Time Homeownership Assistance Program
First-time homebuyers · Income limits · Single Family · Townhome · Twin Home
Down payment assistance · Washington County
Buying a home in Woodbury, MN
1 Woodbury program, 2 county programs and 8 statewide.Woodbury has 1 program of its own, 2 more across Washington County, and 8 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Woodbury addresses
Woodbury’s own program
Anywhere in WashingtonAnywhere in Washington County
2 county programs2 county programs a Woodbury homebuyer can also use
The Woodbury marketThe Woodbury housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Woodbury
- 57.5% single-familysingle-family
- 24.6% townhousetownhouse
- 3.4% 2–4 units2–4 units
- 14.1% 5+ unitscondo & apartment buildings (5+ units)
- 0.4% mobile & othermobile home & other
Condos count. 2 of Woodbury’s 3 local and county programs accept condos. Two Rivers Community Land Trust Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Woodbury’s homes were built
pre-19401970s2020+
13.9%
of Woodbury homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$131,500
County area median income, 4 people (HUD)HUD area median income, Washington County, 4-person household (2026)
$125,310
Woodbury median household incomeMedian household income in Woodbury (Census, 2024)
15 of the 73 programs here set their income limit as a share of Washington County’s area median income, adjusted for household size. See the published limits for Washington County
Free help nearbyFree help near Woodbury
15 HUD-approved counseling agencies within 15 miles15 HUD-approved housing counseling agencies within 15 miles
3 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 3 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across Minnesota and nationwide
70 statewide & federal programs8 statewide programs, plus federal options
Woodbury questions
Does Woodbury have its own down payment program?
Yes, one: City of Woodbury First-Time Homeownership Assistance Program, a deferred second loan for first-time homebuyers (income limits). It is for homes inside Woodbury.
Can I use assistance on a condo in Woodbury?
2 of Woodbury’s 3 local and county programs accept condos. Two Rivers Community Land Trust Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Washington County?
Each program sets its own. 15 of the programs here set theirs as a share of HUD’s area median income for Washington County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Woodbury?
HUD-approved housing counseling agencies teach homebuyer classes, and 15 agencies are within 15 miles of Woodbury. Create a free account and take the 90-second match to see the ones near you.
Nearby in Washington
Sources
Sources: agency sites (June–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (June–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.