First mortgage
Mount Washington Valley Habitat for Humanity Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family
Down payment assistance · Carroll County
Buying a home in North Conway, NH
1 North Conway program and 14 statewide.North Conway has 1 program of its own, and 14 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for North Conway addresses
North Conway’s own program
The North Conway marketThe North Conway housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in North Conway
- 47.7% single-familysingle-family
- 2.1% townhousetownhouse
- 10.8% 2–4 units2–4 units
- 33.1% 5+ unitscondo & apartment buildings (5+ units)
- 6.3% mobile & othermobile home & other
About condos. North Conway’s one local program does not list condos as eligible. Mount Washington Valley Habitat for Humanity Homeownership Program lists single family.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When North Conway’s homes were built
pre-19401970s2020+
60.6%
of North Conway homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$108,800
County area median income, 4 people (HUD)HUD area median income, Carroll County, 4-person household (2026)
$71,198
North Conway median household incomeMedian household income in North Conway (Census, 2024)
13 of the 77 programs here set their income limit as a share of Carroll County’s area median income, adjusted for household size. See the published limits for Carroll County
Free help nearbyFree help near North Conway
Free help from a HUD-approved housing counselorFree help from a HUD-approved housing counselor
North Conway’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Mount Washington Valley Habitat for Humanity Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Hampshire and nationwide
76 statewide & federal programs14 statewide programs, plus federal options
North Conway questions
Does North Conway have its own down payment program?
Yes, one: Mount Washington Valley Habitat for Humanity Homeownership Program, a first mortgage for first-time homebuyers (new construction, income limits). It is for homes inside North Conway.
Can I use assistance on a condo in North Conway?
North Conway’s one local program does not list condos as eligible. Mount Washington Valley Habitat for Humanity Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Carroll County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Carroll County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near North Conway?
HUD-approved housing counseling agencies teach homebuyer classes. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
03860
Nearby in Carroll
Sources
Sources: agency sites (July 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.