Habitat for Humanity Greater Nashua Manchester Homeownership Program
First mortgage · New construction · Income limits
Down payment assistance · Hillsborough County
Buying a home in Pelham, NH
1 county program and 14 statewide.Pelham has no program of its own, 1 across Hillsborough County, and 14 statewide. Here is what each one offers, and who near you can walk you through it.
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What’s local to Pelham
No program of Pelham’s own yet
No program run for Pelham alone is listed. A home in Pelham can use Hillsborough County’s programs below, plus the New Hampshire statewide and federal ones.
The closest city that runs its own program is Nashua, about 8 miles away. City programs usually require the home to be inside that city’s limits.
Anywhere in HillsboroughAnywhere in Hillsborough County
1 county program1 county program a Pelham homebuyer can use
2 more programs are for homes in Nashua and Manchester. See them 2 programs in neighboring cities — for homes inside those cities, not Pelham
- Nashua — First-Time Homebuyer Assistance Program
- Manchester — Housing Choice Voucher Homeownership Option (MHRA)
Income limits in Hillsborough County
How programs here set their income limits
$147,600
County area median income, 4 people (HUD)HUD area median income, Hillsborough County, 4-person household (2026)
13 of the 77 programs here set their income limit as a share of Hillsborough County’s area median income, adjusted for household size. See the published limits for Hillsborough County
Free help nearbyFree help near Pelham
5 HUD-approved counseling agencies within 15 miles5 HUD-approved housing counseling agencies within 15 miles
Pelham’s program asks for a homebuyer class first. Create a free account to see who’s near you and pick one.Habitat for Humanity Greater Nashua Manchester Homeownership Program asks for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Hampshire and nationwide
76 statewide & federal programs14 statewide programs, plus federal options
Pelham questions
Does Pelham have its own down payment program?
No program run for Pelham alone is listed. A home in Pelham can use the 1 program that cover Hillsborough County and the 14 statewide programs. Each program’s own site has the current terms.
Can I use assistance on a condo in Pelham?
Pelham’s one local program does not list condos as eligible. Habitat for Humanity Greater Nashua Manchester Homeownership Program lists single family. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Hillsborough County?
Each program sets its own. 13 of the programs here set theirs as a share of HUD’s area median income for Hillsborough County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Pelham?
HUD-approved housing counseling agencies teach homebuyer classes, and 5 agencies are within 15 miles of Pelham. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
03076
Nearby in Hillsborough
Sources
Sources: agency sites (July 2026), HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July 2026). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.