First mortgage
Monmouth County Habitat for Humanity Homeownership Program
First-time homebuyers · New construction · Income limits · Single Family · 2-4 Unit
Down payment assistance · Monmouth County
Buying a home in Asbury Park, NJ
1 Asbury Park program, 1 county program and 19 statewide.Asbury Park has 1 program of its own, 1 more across Monmouth County, and 19 statewide. Here is what each one offers, what the local market looks like, and who near you can walk you through it.
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Only for Asbury Park addresses
Asbury Park’s own program
Anywhere in MonmouthAnywhere in Monmouth County
1 county program1 county program a Asbury Park homebuyer can also use
The Asbury Park marketThe Asbury Park housing market
Kinds of homes hereWhat’s for sale here, and what the programs accept
Kinds of homes in Asbury Park
- 22.4% single-familysingle-family
- 7.1% townhousetownhouse
- 20.3% 2–4 units2–4 units
- 49.4% 5+ unitscondo & apartment buildings (5+ units)
- 0.9% mobile & othermobile home & other
Condos count. 1 of Asbury Park’s 2 local and county programs accept condos. Monmouth County Habitat for Humanity Homeownership Program lists single family and 2-4 unit.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25024.
When Asbury Park’s homes were built
pre-19401970s2020+
70.3%
of Asbury Park homes were built before 1980. Pre-1978 homes come with a federal lead-paint disclosure.of homes were built before 1980. A home built before 1978 comes with a federal lead-paint disclosure, and some programs require an inspection.
U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Table B25034.
$140,600
County area median income, 4 people (HUD)HUD area median income, Monmouth County, 4-person household (2026)
$75,544
Asbury Park median household incomeMedian household income in Asbury Park (Census, 2024)
22 of the 83 programs here set their income limit as a share of Monmouth County’s area median income, adjusted for household size. See the published limits for Monmouth County
Free help nearbyFree help near Asbury Park
1 HUD-approved counseling agency within 15 miles1 HUD-approved housing counseling agency within 15 miles
2 programs here ask for a homebuyer class first. Create a free account to see who’s near you and pick one.All 2 local programs here ask for a homebuyer class. A HUD-approved counselor teaches it and can walk you through your options. Create a free account to see who’s near you and pick one.
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Across New Jersey and nationwide
81 statewide & federal programs19 statewide programs, plus federal options
Asbury Park questions
Does Asbury Park have its own down payment program?
Yes, one: Monmouth County Habitat for Humanity Homeownership Program, a first mortgage for first-time homebuyers (new construction, income limits). It is for homes inside Asbury Park.
Can I use assistance on a condo in Asbury Park?
1 of Asbury Park’s 2 local and county programs accept condos. Monmouth County Habitat for Humanity Homeownership Program lists single family and 2-4 unit. Each program’s page lists the kinds of homes it accepts, and the agency confirms it for the home you choose.
What is the income limit in Monmouth County?
Each program sets its own. 22 of the programs here set theirs as a share of HUD’s area median income for Monmouth County, adjusted for household size. HUD publishes the median each year; the 2026 figure is shown above and on the published limits page.
Where can I take a homebuyer class near Asbury Park?
HUD-approved housing counseling agencies teach homebuyer classes, and 1 agency is within 15 miles of Asbury Park. Create a free account and take the 90-second match to see the ones near you.
ZIP codes
07712
Nearby in Monmouth
Sources
Sources: agency sites (July–August 2026), Census ACS 2024 5-year, HUD FY2026, HUD counseling list. Hey Prescott is not a lender.Programs: Hey Prescott catalog of 2,000+ programs, each verified with its agency (July–August 2026). Market: U.S. Census Bureau, American Community Survey 2024 5-year (2020–2024). Income: HUD FY2026 income limits. Counselors: HUD list of approved housing counseling agencies. Hey Prescott is not a lender.